Effective from the 17th April 2020, the buy spread for BT External Diversified 6 (ARSN: 140 399 266 APIR: WFS0442AU), referred to in the PDS as the Advance Balanced Multi-Blend Fund, has changed from +0.40% to +0.50%. What additional information should I expect? h��Xmo�6�+�eE�IQ��i�%N�/k����Zmɕ�4ٯ��Q�[��N�
�L��ƋC�m�IM?2�d�Th��T�S�G[��(��� Accordingly, the ‘Distribution frequency' section of the Investment Option profiles for the Advance High Growth Multi Blend, Advance Growth Multi Blend, Advance Australian Shares Multi Blend and Advance International Fixed Interest Multi Blend Funds on pages 18-26 of the PDS is replaced with the following: The benchmark for the Australian Shares Multi-Blend Fund has changed to the S&P/ASX 300 Accumulation Index. The adminstrator of Portfolio Adminstrator SuperWrap Essentials is BT Portfolio Services Ltd. BT Funds Management Limited (ABN 63 002 916 458, RSE ... consider the PDS or other disclosure document for the Wrap Products in which they are ... How to access the The new contributions reports are available for SuperWrap and SuperWrap Essentials clients on the DeskTop. ( As a result of this change, there is no change to the investment objective, investment strategy, investment manager or distribution frequency for this Investment Option. � Westpac Financial Services Ltd (WFSL) ABN 20 000 241 127, AFSL No. This update, dated 1 November 2018, relates to the SuperWrap Product Disclosure Statement (as updated or supplemented) (PDS). Effective from the 17th April 2020, the buy spread for BT External Diversified 7 (ARSN: 140 399 168 APIR: WFS0443AU), referred to in the PDS as the Advance Growth Multi-Blend Fund, has changed from +0.44% to +0.47%. Protection is set out in the BT Capital Protection Fund Product Disclosure Statement (‘BT Capital Protection Fund PDS’). The Fund aims to maximize outperformance relative to the benchmark (MSCI All Country World ex-Australia Index with Net Dividends Reinvested (Unhedged) over rolling seven year periods, by investing predominantly in listed international shares. hޜ�mS�8���}l�[K�$g�ә$��\�- �W�j�_�V[��_��%�:Y�v��zyV�R��q�2�� January 2017 : ANZ Smart Choice - Personal Super . Effective from the 17th April 2020, the buy spread for BT External Fixed Interest 11 (ARSN: 140 394 056 APIR: WFS0429AU), referred to in the PDS as the Advance International Fixed Interest Multi-Blend Fund, has changed from +0.20% to +1.10%. THE ULTIMATE COLOR-CHANGE SOLUTION. The change in buy spread is a result of a change to the underlying fund. Your individual situation may differ and you should seek independent professional tax advice. The change in name is a result of a change in name of the underlying investment manager. Accordingly, the ‘Benchmark’ section of the Investment Option profile for the Australian Shares Multi-Blend on page 24 of the PDS is replaced with the following: The information shown on this site is general information only, it does not constitute any recommendation or advice; it has been prepared without taking into account your personal objectives, financial situation or needs and you should consider its appropriateness with regard to these factors before acting on it. CorporateSuper & PersonalSuper – New PDS . If you take out cover under BT Protection Plans, your insurance contract will consist of the PDS (and Insurance Booklet for SuperWrap), this SPDS and your policy schedule or membership certificate. The buy spread has changed to align to the underlying fund. Discover the benefits of insurance in letting you plan for the best, and helping you take care of yourself and those you love when you need it the most. BT External Specialist 1 (ARSN 105 252 677), the Investment Option referred to as Schroder Hybrid Securities in the Wrap Essentials Investment Funds Product Disclosure Statement dated 27 November 2009 as amended by the Supplementary Product Disclosure Statement (SPDS) dated 16 March 2010 and the SPDS dated 1 July 2010. The disclosure benchmarks and principles set out in RG 240 apply to the Wrap Essentials Investment Fund investment option listed below, which is offered through Wrap Essentials and Super Wrap Essentials (together, Wrap Essentials). 233716, as responsible entity of BT External Australian Shares 5 ARSN 111 629 264 (APIR: WFS0388AU), referred to in the PDS as the Vanguard Australian Shares Index Fund (Fund) has resolved that, with effect from 14 October 2020, the 'Management Costs' for the Fund will be reduced from 1.40% to 1.38%. With effect from 4 March 2021, BT External Fixed Interest 8 has changed the Investment Option name in the PDS from Pendal Enhanced Cash to Pendal Short Term Income Securities Fund. Changes to the Transaction Account The content under the section titled ‘Investment in SuperWrap’ inside the front cover of the both the PDS ... BT SuperWrap Essentials Personal Super Plan . 202 0 obj
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BT Portfolio Services Ltd ABN 73 095 055 208 (BTPS) administers Panorama Super. As indicated in the Product Disclosure Statement, these spreads may vary from time to time and we won’t ordinarily provide prior notice. SuperWrap is part of the super fund known as Retirement Wrap ABN 39 827 542 991. J.P. Morgan’s website and/or mobile terms, privacy and security policies don’t apply to the site or app you're about to visit. This Product Disclosure Statement and Policy Document (PDS) is issued by the Insurer and WSAL. Effective from the 17th July 2020, the buy spread for BT External Australian Shares 9 (ARSN 131 108 248 APIR: WFS0411AU), referred to in the PDS as the Nikko AM Australian Share Fund, has changed from 0.60% to 0.50%. Superwrap uses premium Automotive pigments and is also a self-levelling product with high UV and chemical resistance. Werman HA, Erskine T, Caterino J, Riebe JF, Valasek T. 9. The responsible entity of the Fund is Westpac Financial Services Limited (WFSL) ABN 20 000 241 127, AFSL 233 716 (WFSL). Alcoa of Australia Retirement Plan . The benchmark for the BlackRock Global Small Cap Fund has changed to the S&P Global MidSmall Cap Index. The increase to the buy spread ensures that investors in the fund are treated fairly and the increased transactions costs are incurred by those investors who are transacting and not passed on to all unitholders. ࡱ > ` bjbj 6 6 6 6 ( ( ( 8` t d 7 2 ƥ ܥ ܥ ܥ Y a P%7 '7 '7 '7 '7 '7 '7 $Z9 h ; lK7 M 9 Y M M K7 6 6 ܥ ܥ ] `7 M 6 8ܥ ܥ %7 M %7 # n , ܥ ( ! Effective from the 17th April 2020, the buy spread for BT External Fixed Interest 13 (ARSN: 140 393 817 APIR: WFS0431AU), referred to in the PDS as the Macquarie Income Opportunities Fund, has changed from +0.30% to +0.90%. Effective on or around 18 February 2014, the underlying investment manager for the BT Asian Share Fund (ARSN 087 595 131) will change to JO Hambro Capital Management Group (a wholly owned subsidiary of BT Investment Management). With effect from Monday 29 July 2013, the name of BT External Property 4, the Investment Option referred to in the PDS as RREEF Global Property Securities, changed to Ironbark RREEF Global Property Securities. The change in name is a result of a change in name of the underlying investment manager. The information in this website has been prepared without taking account of … BT International Equities Update - 17 December 2012 (PDF 38 KB). Effective from the 17th April 2020, the buy spread for BT External Fixed Interest 14 (ARSN: 140 393 755 APIR: WFS0432AU), referred to in the PDS as the Schroder Fixed Income Fund, has changed from +0.24% to +0.68%. 233716, as responsible entity of BT External International Shares 8 ARSN 131 107 938 (APIR: WFS0416AU), referred to in the PDS as the Templeton Global Equity Fund (Fund) has resolved that, with effect from 14 October 2020, the 'Management Costs' for the Fund will be reduced from 2.15% to 1.97%. A Safety Data Sheet (SDS) is a document produced in alignment with the UN’s Globally Harmonized System of Classification and Labelling of Chemicals (GHS) that the manufacturer, importer, or distributor of a chemical product is required to provide to downstream users. The administrator of BT Portfolio SuperWrap is BT Portfolio Services Ltd. This performance fee estimate is not a representation of likely future performance. The change in buy spread is a result of a change to the underlying fund. Demonstrate a reasonable investment ‘margin of safety’ in the analysis of the above two attributes. Your investor number is M followed by 8 numbers eg M01234567 (the character after M is zero) Effective from the 17th July 2020, the buy spread for BT External International Shares 15 (ARSN 140 396 532 APIR: WFS0439AU), referred to in the PDS as the Zurich Investments Global Thematic Share Fund, has changed from 0.16% to 0.12%. The buy spread has changed to align to the underlying fund. The change in name is a result of a change in name of the underlying investment manager. N�)8m��8g��?�` �+��
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This information is in relation to BT External Diversified 3 (ARSN 105 252 524), the Investment Option referred to as Perpetual conservative Growth in the Wrap Essentials Investment Funds Product Disclosure Statement dated 27 November 2009 as amended by the Supplementary Product Disclosure Statement (SPDS) dated 16 March 2010 and the SPDS dated 1 July 2010. Get the look and feel of a powder coat with the flexibility of a vinyl wrap. The administrator of BT Portfolio SuperWrap Essentials is BT Portfolio Services Ltd. �W�G�2J|/�(��2J`i-�L3#L,�TN1�L��=�P����:X�G,N��%�^�x�_�Ć9��
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The buy spread has changed to align to the underlying fund. Any taxation position described is a general statement and should only be used as a guide. Privacy Statement Update - 12 March 2014 (PDF 93 KB). The actual performance fee and therefore the total management cost will depend on the performance of the relevant investment managers and is likely to vary from this estimate. BT External International Shares 11 (ARSN 140 396 756) the Investment Option referred to as BlackRock Global Allocation (the Fund). The buy spread has changed to align to the underlying fund. With effect from Thursday 1 September 2016, the name of BT External International Shares 6, the Investment Option referred to in the PDS as DWS Global Equity Thematic, changed to Ironbark Waverton Concentrated Global Share Fund (previously known as Ironbark GTP Global Equity Thematic from 29 July 2013 to 31 August 2016). EMAIL ADDRESS Submit. When the servicing of your Simple Account automatically transitions to BBVA USA on May 8, 2021, you won’t lose access to your money. The issuer of Portfolio Adminstrator SuperWrap Essentials is: BT Funds Management Limited ABN 63 002 916 458 Level 20, 275 Kent Street Sydney NSW 2000 Ph: 1300 657 010 Ideas and tips to help you to prepare for your best financial future. Get Noticed with Large Printed Banners. Product Disclosure Statement (‘PDS’) The distributor of BT Portfolio SuperWrap Essentials is Westpac Banking Corporation. As a result of this change, there is no change to the investment objective, investment strategy, investment manager or distribution frequency for this Investment Option. If you or (where you are applying on behalf of an entity) the entity and/or any office bearer* of the entity and/or any individual who holds an interest in the entity of more than 25% (a Controlling Person) are a US citizen or US tax resident, you must telephone 1300 725 863 at the time of completing the application. For more information on what these details describe, please scroll down for a more detailed description. You should read both the PDS and this SPDS before making a decision in relation to BT Protection Plans. This update outlines the changes in respect of the following effective from 1 July 2014: Amendments to the ‘Fees and other costs’ section. Small Business Essentials. supportuk@getsuperwrap.com A Product Disclosure Statement or PDS is a document (or sometimes a group of documents) that contains information about a financial product, including any significant benefits and risks, the cost of the financial product and the fees and charges that the financial product issuer may receive. By continuing to use this site we assume you're ok with our notice. Accordingly, the ‘Benchmark’ section of the Investment Option profile for the Advance International Fixed Interest Multi-Blend on page 26 of the PDS is replaced with the following: With effect from Monday 27 February 2012, the name of BT External Fixed Interest 12, the Investment Option referred to in the PDS as ING Diversified Fixed Interest, changed to OnePath Diversified Fixed Interest. The change in buy spread is a result of a change to the underlying fund. 2 Limited and Westpac Financial Services Limited are members of the Westpac Group. No changes have been made to the investment objective or investment strategy. ASIC requires a responsible entity of a fund of hedge funds to enhance existing disclosure by providing specific information regarding how the fund’s assets are valued, the periodic reporting it will provide and the relevant details set out in the disclosure principles outlined under RG240. You should consider whether the features such as superior investment performance or the provision of better member services justify higher fees and costs. Essentials of clinical geriatrics. The Fund invests into the underlying fund which seeks to outperform the benchmark by 2-3% after fees, over rolling five year periods through investment in a focused selection of equities on a global basis. The following new paragraph is inserted after the ‘Non residents of Australia’ in the ‘Taxation’ section on page 81 of the PDS: We are required to identify certain US persons in order to meet account information reporting requirements under local and international laws. The buy spread has changed to align to the underlying fund. SuperWrap (Wrap Products). SuperWrap Open Additional Information Booklet Other information. Who’s responsible for BT Life Protection Plans (SuperWrap and SuperWrap Essentials) Administrator: BT … The buy spread has changed to align to the underlying fund. Prepare for your best financial future – discover how our superannuation accounts can help you save for retirement. It is subject to investment risk, including possible delays in repayment of withdrawal proceeds and the loss of income and principal invested. Fast Facts. The issuer of BT Portfolio SuperWrap Essentials is: Trust Company Superannuation Services Limited ABN 49 006 421 638 BT Compact SuperWrap Pension May 2017 (Investments) BT Panorama Super May 2017 (Investments) BT SuperWrap - Allocated Pension Plan May 2017 (Investments) BT SuperWrap Essentials Pension Plan May 2017 (Investments) Dominion Superannuation Master Trust April 2017 (Update) Grow Wrap Pension Service April 2017 (Update) The Fund will fall within the definition of a ‘fund of hedge funds’ because it invests in another fund, BlackRock Global Allocation Fund ARSN 114 214 701 (the Underlying Fund), which has been identified as a hedge fund for the purposes of RG 240. Accordingly, the following replaces footnote 6 related to this Investment Option on page 31 of the PDS. The Australian Securities and Investments Commission (ASIC) has issued a set of benchmarks and disclosure principles, contained in ASIC Regulatory Guide 240: Hedge Funds: Improving disclosure (RG 240), which is aimed at helping investors understand and assess hedge funds. �7�5�Z��s���זy�����˯��?������X�
XK�ZF��/�Zn����k3��X��V[aB�M�� ֒o�Zn��H�/Khc��w���#�c,J{� �%��P_@3��"��G2FRk�z�^�>��a�WS*�1�]�~��T��(�I �����=� BT Funds Management Limited (ABN 63 002 916 458, RSE L0001090) is the trustee and issuer of SuperWrap (ABN 39 827 542 991, RSE R1001327). The change in buy spread is a result of a change to the underlying fund. The issuer of BT Portfolio SuperWrap is: The change in buy spread is a result of a change to the underlying fund. It does not constitute tax advice and is based on current tax laws and our interpretation. All references in the PDS to Schroder Hybrid Securities are replaced with Schroder Credit Securities. The change in investment manager will incur transaction costs within the Fund. The cost incurred will depend on market conditions at the time. 32. Your bank account and routing numbers will stay the same (that goes for individual checking accounts, Shared Accounts, and Protected Goals Accounts), and you’ll keep the same debit card for your checking accounts. Currency hedges may be used from time to time. The change in buy spread is a result of a change to the underlying fund. the Australian Securities and Investments Commission (‘ASIC’) website (www.moneysmart.gov.au) Effective from the 17th April 2020, the buy spread for BT External Fixed Interest 2 (ARSN: 111 628 490 APIR: WFS0379AU), referred to in the PDS as the Macquarie Dynamic Bond Fund, has changed from +0.16% to +0.84%. Effective from the 17th July 2020, the buy spread for BT External International Shares 5 (ARSN: 131 107 830 APIR: WFS0413AU), referred to in the PDS as the Janus Henderson Wholesale Global Natural Resources Fund, has changed from 0.50% to 0.30%. ii) The terminology in the table outlining the fees when your money moves in or out of the Investment Option, on page 70 of the PDS, has changed. The change is a result of a change in name of the underlying investment manager. �xY����*տo! BT Funds Management Limited (ABN 63 002 916 458, RSE L0001090) is the trustee and issuer of SuperWrap (ABN 39 827 542 991, RSE R1001327). Fund . The buy spread has changed to align to the underlying fund. Product Disclosure Statement Dated: 19 March 2012 . The benchmark for the Advance International Fixed Interest Multi-Blend Fund has changed to the Barclays Global Aggregate Bond Index (fully hedged). The change in buy spread is a result of a change to the underlying fund. Effective from the 17th July 2020, the buy spread for BT External Fixed Interest 12 (ARSN: 140 393 960 APIR: WFS0430AU), referred to in the PDS as the OnePath Wholesale Diversified Fixed Interest Fund, has changed from 0.04% to 0.44%. With effect from Monday 2 August 2010, the name of BT Australian Shares 8, the Investment Option referred to in the PDS as Goldman Sachs JBWere Australian Infrastructure, changed to Goldman Sachs Australian Infrastructure. 233716, as responsible entity of the funds in the table below has resolved that, with effect from 1 December 2020, the ‘Management Fees’ will be reduced as outlined in the table below. 233724, the trustee and issuer of SuperWrap, and should be read together with the PDS and Additional Information Booklet (as updated). The following form allows you to search all of BT. Effective from the 18th May 2020, the buy spread for BT External Diversified 6 (ARSN: 140 399 266 APIR: WFS0442AU), referred to in the PDS as the Advance Balanced Multi-Blend Fund, has changed from +0.50% to +0.43%. Effective from the 18th May 2020, the buy spread for BT External Diversified 7 (ARSN: 140 399 168 APIR: WFS0443AU), referred to in the PDS as the Advance Growth Multi-Blend Fund, has changed from +0.47% to +0.44%. The change in name provides a more accurate description of the underlying investments of this Investment Option. February 2017 (Insurance) BT SuperWrap Personal Super . The information in the following table replaces the investment objective, investment strategy, investment manager and set out for the Ironbark Waverton Concentrated Global Share Fund (previously known as DWS Global Equity Thematic) investment option in the 'Investment Option profiles' section on page 37 of the PDS: The Fund invests into the underlying fund which adopts a high conviction, long-only stock picking approach that invests in listed shares of 20-45 companies around the globe, which Waverton believe will: The combination of management strategy, capital allocation, business models, long-term valuation opportunities and an investment ‘margin of safety’ leads to a style that is both valuation and quality focused. Superwrap’s signature high-gloss finish transforms your wheels, mirrors and accessories while giving you the option to quickly and easily return to a stock look. Personal Super Plan is comprised of the SuperWrap Essentials Information Brochure, the SuperWrap Essentials Investment Options Booklet and this Insurance Booklet. The information below updates the Wrap Essentials Investment Funds Product Disclosure Statement (PDS) dated 27 November 2009, issued by BT Funds Management Limited (ABN 63 002 916 458, AFSL 233 724), BT Funds Management No. Please review its terms, privacy and security policies to see how they apply to you. Fund name in the Product Disclosure Statement, New management fee from 1 December 2020 (p.a. Waverton Investment Management Ltd has been appointed as the investment manager of the underlying fund. Effective 2 April 2012, disclosure has been amended for this Investment Option. > Policy means: ... have been modified from the BTPP PDS for BT Reserve. The Asset allocation neutral position (NP) and ranges have been updated as shown below. BT Funds Management Limited, BT Funds Management No. Effective from the 18th May 2020, the buy spread for BT Wholesale Multi-Manager Fixed Interest Fund (ARSN: 131 108 819 APIR: BTA0311AU) has changed from +0.71% to +0.37%. For example, total annual fees and costs of 2% of your account balance rather than 1% could reduce your final return by up to 20% over a 30 year period (for example, reduce it from $100,000 to $80,000). Our unique formula delivers a one-step, high-gloss and paint-like finish that rivals that of a powder coat, while remaining completely removable. This SPDS is issued by the trustee of SuperWrap (BT Funds Management Limited ABN 63 002 916 458 AFSL 233724) and should be read together with the PDS and Booklet (as updated). Accordingly, footnote 6 on page 71 of the PDS is deleted. Accordingly, the 'Performance hurdle' section of the Performance fee table on page 73 of the PDS is replaced with the following: Effective 18 September 2013, disclosure has been amended for the BT External Specialist 5 (ARSN 111 629 451), the Investment Option referred to as Ibbotson International Shares High Opportunities (Unhedged). The change in buy spread is a result of a change to the underlying fund. Superwrap is a sprayable vinyl wrap developed for wheels, mirrors, trim, emblems, grills and more! Fund Name: BT Super This information has been prepared by the Insurer. Effective from the 17th July 2020, the buy spread for BT External International Shares 9 (ARSN: 140 396 452 APIR: WFS0433AU), referred to in the PDS as the Aberdeen Emerging Opportunities Fund, has changed from 0.50% to 0.44%. BT Portfolio Services Ltd ABN 73 095 055 208 (BTPS) operates Wrap including Wrap Essentials (Wrap) and administers SuperWrap including SuperWrap Essentials (SuperWrap). Effective 1 February 2011, the name of the Investment Option has will change from Schroder Hybrid Securities to Schroder Credit Securities. Mi�. RMBS, CMBS, floating rate notes, asset backed and fixed rate corporate debt securities, Global investment grade credit securities, Barclays Global Aggregate Bond Index (fully hedged). The issuer of SuperWrap and trustee of Retirement Wrap is BT Funds Management Limited ABN 63 002 916 458 AFSL 233724 ('BTFM', 'we', 'us', 'Trustee'). The Fund will fall within the definition of a ‘fund of hedge funds’ because it invests in another fund, Platinum International Fund ARSN 089 528 307 (the Underlying Fund), which has been identified as a hedge fund for the purposes of RG 240. Mailing address: Superwrap Europe. Effective 29 September 2011, disclosure has been amended for this Investment Option. We believe that cars are so much more than just a transportation method; they are an extension of ourselves. Let the print pros at The UPS Store help make ordering easier. BT External International Shares 3 (ARSN 105 250 726) the Investment Option referred to as Platinum International (the Fund). The ‘Termination fee’ is now known as an ‘Exit fee’. As indicated in the Product Disclosure Statement, these spreads may vary from time to time and we won’t ordinarily provide prior notice.
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